{"id":13907,"date":"2025-09-27T03:28:20","date_gmt":"2025-09-26T19:28:20","guid":{"rendered":"https:\/\/www.quantsnote.com\/?p=13907"},"modified":"2026-04-22T19:42:55","modified_gmt":"2026-04-22T11:42:55","slug":"retirement-calculator","status":"publish","type":"post","link":"https:\/\/www.quantsnote.com\/en\/retirement-calculator\/","title":{"rendered":"Retirement Calculator"},"content":{"rendered":"<p>Calculate your retirement fund precisely using the real rate of return. Input age, return, inflation, and expenses to instantly get your required monthly savings or affordable retirement spending, complete with practical adjustment suggestions and risk alerts.<\/p>\n\n\n\n<p class=\"translation-block\">This retirement calculator centers on the \"<strong>Real Rate of Return (inflation-adjusted)<\/strong>\", allowing estimates to directly reflect your purchasing power. It supports two modes:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"translation-block\">Estimate the <strong>monthly savings<\/strong> required to reach your goal<\/li>\n\n\n\n<li class=\"translation-block\">Estimate the <strong>affordable monthly retirement spending<\/strong> based on current conditions<\/li>\n<\/ol>\n\n\n\n\n<style>.kadence-column13907_bcac25-40{max-width:650px;margin-left:auto;margin-right:auto;}.wp-block-kadence-column.kb-section-dir-horizontal:not(.kb-section-md-dir-vertical)>.kt-inside-inner-col>.kadence-column13907_bcac25-40{-webkit-flex:0 1 650px;flex:0 1 650px;max-width:unset;margin-left:unset;margin-right:unset;}.kadence-column13907_bcac25-40 > .kt-inside-inner-col{padding-top:20px;}.kadence-column13907_bcac25-40 > .kt-inside-inner-col,.kadence-column13907_bcac25-40 > .kt-inside-inner-col:before{border-top-left-radius:0px;border-top-right-radius:0px;border-bottom-right-radius:0px;border-bottom-left-radius:0px;}.kadence-column13907_bcac25-40 > .kt-inside-inner-col{column-gap:var(--global-kb-gap-sm, 1rem);}.kadence-column13907_bcac25-40 > .kt-inside-inner-col{flex-direction:column;}.kadence-column13907_bcac25-40 > .kt-inside-inner-col > .aligncenter{width:100%;}.kadence-column13907_bcac25-40 > .kt-inside-inner-col:before{opacity:0.3;}.kadence-column13907_bcac25-40{position:relative;}@media all and (min-width: 1025px){.wp-block-kadence-column.kb-section-dir-horizontal>.kt-inside-inner-col>.kadence-column13907_bcac25-40{-webkit-flex:0 1 650px;flex:0 1 650px;max-width:unset;margin-left:unset;margin-right:unset;}}@media all and (max-width: 1024px){.kadence-column13907_bcac25-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}@media all and (max-width: 767px){.wp-block-kadence-column.kb-section-sm-dir-vertical:not(.kb-section-sm-dir-horizontal):not(.kb-section-sm-dir-specificity)>.kt-inside-inner-col>.kadence-column13907_bcac25-40{max-width:650px;-webkit-flex:1;flex:1;margin-left:auto;margin-right:auto;}.kadence-column13907_bcac25-40 > .kt-inside-inner-col{flex-direction:column;justify-content:center;}}<\/style>\n<div class=\"wp-block-kadence-column kadence-column13907_bcac25-40\"><div class=\"kt-inside-inner-col\">\t\t\t<div class=\"srfm-form-container srfm-form-container-15030 srfm-bg-color srfm-submit-button-hidden\">\n\t\t\t<style>\n\t\t\t\t\/* Need to check and remove the input variables related to the Style Tab. *\/\n\t\t\t\t.srfm-form-container-15030 {\n\t\t\t\t\t\/* New test variables *\/\n\t\t\t\t\t--srfm-color-scheme-primary: #111C44;\n\t\t\t\t\t--srfm-color-scheme-text-on-primary: #FFFFFF;\n\t\t\t\t\t--srfm-color-scheme-text: #1E1E1E;\n\t\t\t\t\t--srfm-quill-editor-color: #111C44;\n\n\t\t\t\t\t--srfm-color-input-label: #1E1E1E;\n\t\t\t\t\t--srfm-color-input-description: hsl( from #1E1E1E h s l \/ 0.65 );\n\t\t\t\t\t--srfm-color-input-placeholder: hsl( from #1E1E1E h s l \/ 0.5 );\n\t\t\t\t\t--srfm-color-input-text: #1E1E1E;\n\t\t\t\t\t--srfm-color-input-prefix: hsl( from #1E1E1E h s l \/ 0.65 );\n\t\t\t\t\t--srfm-color-input-background: hsl( from #1E1E1E h s l \/ 0.02 );\n\t\t\t\t\t--srfm-color-input-background-hover: hsl( from #1E1E1E h s l \/ 0.05 );\n\t\t\t\t\t--srfm-color-input-background-disabled: hsl( from #1E1E1E h s l \/ 0.07 );\n\t\t\t\t\t--srfm-color-input-border: hsl( from #1E1E1E h s l \/ 0.25 );\n\t\t\t\t\t--srfm-color-input-border-disabled: hsl( from #1E1E1E h s l \/ 0.15 );\n\t\t\t\t\t--srfm-color-multi-choice-svg: hsl( from #1E1E1E h s l \/ 0.7 );\n\t\t\t\t\t--srfm-color-input-border-hover: hsl( from #111C44 h s l \/ 0.65 );\n\t\t\t\t\t--srfm-color-input-border-focus-glow: hsl( from #111C44 h s l \/ 0.15 );\n\t\t\t\t\t--srfm-color-input-selected: hsl( from #111C44 h s l \/ 0.1 );\n\t\t\t\t\t--srfm-btn-color-hover: hsl( from #111C44 h s l \/ 0.9 );\n\t\t\t\t\t--srfm-btn-color-disabled: hsl( from #111C44 h s l \/ 0.25 );\n\n\t\t\t\t\t\/* Dropdown Variables *\/\n\t\t\t\t\t--srfm-dropdown-input-background-hover: hsl( from #1E1E1E h s l \/ 0.05 );\n\t\t\t\t\t--srfm-dropdown-option-background-hover: hsl( from #1E1E1E h s l \/ 0.10 );\n\t\t\t\t\t--srfm-dropdown-option-background-selected: hsl( from #1E1E1E h s l \/ 0.05 );\n\t\t\t\t\t--srfm-dropdown-option-selected-icon: hsl( from #1E1E1E h s l \/ 0.65 );\n\t\t\t\t\t--srfm-dropdown-option-text-color: hsl( from #1E1E1E h s l \/ 0.80 );\n\t\t\t\t\t--srfm-dropdown-option-selected-text: #1E1E1E;\n\t\t\t\t\t--srfm-dropdown-badge-background: hsl( from #1E1E1E h s l \/ 0.05 );\n\t\t\t\t\t--srfm-dropdown-badge-background-hover: hsl( from #1E1E1E h s l \/ 0.10 );\n\t\t\t\t\t--srfm-dropdown-menu-border-color: hsl( from #1E1E1E h s l \/ 0.10 );\n\t\t\t\t\t--srfm-dropdown-placeholder-color: hsl( from #1E1E1E h s l \/ 0.50 );\n\t\t\t\t\t--srfm-dropdown-icon-color: hsl( from #1E1E1E h s l \/ 0.65 );\n\t\t\t\t\t--srfm-dropdown-icon-disabled: hsl( from #1E1E1E h s l \/ 0.25 );\n\n\t\t\t\t\t\/* Background Control Variables *\/\n\t\t\t\t\t--srfm-instant-form-padding-top: 32px;--srfm-instant-form-padding-right: 32px;--srfm-instant-form-padding-bottom: 32px;--srfm-instant-form-padding-left: 32px;--srfm-instant-form-border-radius-top: 12px;--srfm-instant-form-border-radius-right: 12px;--srfm-instant-form-border-radius-bottom: 12px;--srfm-instant-form-border-radius-left: 12px;--srfm-form-padding-top: 30px;--srfm-form-padding-right: 30px;--srfm-form-padding-bottom: 30px;--srfm-form-padding-left: 30px;--srfm-form-border-radius-top: 8px;--srfm-form-border-radius-right: 8px;--srfm-form-border-radius-bottom: 8px;--srfm-form-border-radius-left: 8px;--srfm-bg-color: rgba(252,180,35,0.07);--srfm-bg-overlay-opacity: 1;\t\t\t\t\t--srfm-row-gap-between-blocks: 16px;--srfm-address-label-font-size: 14px;--srfm-address-label-line-height: 20px;--srfm-address-description-font-size: 12px;--srfm-address-description-line-height: 16px;--srfm-col-gap-between-fields: 12px;--srfm-row-gap-between-fields: 12px;--srfm-gap-below-address-label: 12px;--srfm-dropdown-font-size: 14px;--srfm-dropdown-gap-between-input-menu: 4px;--srfm-dropdown-badge-padding: 2px 6px;--srfm-dropdown-multiselect-font-size: 12px;--srfm-dropdown-multiselect-line-height: 16px;--srfm-dropdown-padding-right: 12px;--srfm-dropdown-padding-right-icon: calc( var( --srfm-dropdown-padding-right ) + 20px );--srfm-dropdown-multiselect-padding: 8px var( --srfm-dropdown-padding-right-icon ) 8px 8px;--srfm-input-height: 40px;--srfm-input-field-padding: 10px 12px;--srfm-input-field-font-size: 14px;--srfm-input-field-line-height: 20px;--srfm-input-field-margin-top: 4px;--srfm-input-field-margin-bottom: 4px;--srfm-checkbox-label-font-size: 14px;--srfm-checkbox-label-line-height: 20px;--srfm-checkbox-description-font-size: 12px;--srfm-checkbox-description-line-height: 16px;--srfm-check-ctn-width: 16px;--srfm-check-ctn-height: 16px;--srfm-check-svg-size: 10px;--srfm-checkbox-margin-top-frontend: 2px;--srfm-checkbox-margin-top-editor: 3px;--srfm-check-gap: 8px;--srfm-checkbox-description-margin-left: 24px;--srfm-flag-section-padding: 10px 0 10px 12px;--srfm-gap-between-icon-text: 8px;--srfm-label-font-size: 14px;--srfm-label-line-height: 20px;--srfm-description-font-size: 12px;--srfm-description-line-height: 16px;--srfm-btn-padding: 8px 14px;--srfm-btn-font-size: 14px;--srfm-btn-line-height: 20px;--srfm-multi-choice-horizontal-padding: 16px;--srfm-multi-choice-vertical-padding: 16px;--srfm-multi-choice-internal-option-gap: 8px;--srfm-multi-choice-vertical-svg-size: 32px;--srfm-multi-choice-horizontal-image-size: 20px;--srfm-multi-choice-vertical-image-size: 100px;--srfm-multi-choice-outer-padding: 0;--srfm-upload-vertical-padding: 24px;--srfm-upload-inner-gap: 12px;--srfm-upload-text-line-height: 20px;--srfm-upload-file-margin-top: 12px;--srfm-upload-preview-size: 40px;--srfm-slider-label-font-size: 12px;--srfm-slider-label-line-height: 16px;--srfm-slider-label-top-padding: 6px;--srfm-slider-error-gap: 4px;--srfm-page-break-row-gap: 24px;--srfm-rating-icon-size: 24px;--srfm-rating-icon-gap: 4px;--srfm-datepicker-dropdown-input-gap: 4px;--srfm-login-row-gap: 12px;--srfm-signature-canvas-height: 120px;--srfm-signature-button-bottom: 12px;\t\t--srfm-page-break-back-btn-text-color: hsl( from #1E1E1E h s l \/ 0.80 );\n\t\t--srfm-page-break-back-btn-background: hsl( from #1E1E1E h s l \/ 0.05 );\n\t\t--srfm-page-break-unfilled-progress: hsl( from #1E1E1E h s l \/ 0.15 );\n\t\t--srfm-page-break-indicator-text-color: hsl( from #1E1E1E h s l \/ 0.50 );\n\t\t--srfm-page-break-connector-checked: hsl( from #1E1E1E h s l \/ 0.15 );\n\t\t--srfm-page-break-connector-pending: hsl( from #1E1E1E h s l \/ 0.25 );\n\t\t--srfm-page-break-connector-active: hsl( from #111C44 h s l \/ 0.50 );\n\t\t--srfm-page-break-steps-unfilled: hsl( from #1E1E1E h s l \/ 0.50 );\n\t\t--srfm-page-break-steps-filled: hsl( from #1E1E1E h s l \/ 0.25 );\n\t\t--srfm-page-break-steps-progress: hsl( from #1E1E1E h s l \/ 0.15 );\n\t\t--srfm-page-break-steps-pending-text-color: hsl( from #1E1E1E h s l \/ 0.80 );\n\t\t--srfm-password-strength-weak: #DC2626;--srfm-password-strength-weak-border-glow: hsl( from var(--srfm-password-strength-weak) h s l \/ 0.15 );--srfm-password-strength-weak-border-color: hsl( from var(--srfm-password-strength-weak) h s l \/ 0.65 );--srfm-password-strength-medium: #D97706;--srfm-password-strength-medium-border-glow: hsl( from var(--srfm-password-strength-medium) h s l \/ 0.15 );--srfm-password-strength-medium-border-color: hsl( from var(--srfm-password-strength-medium) h s l \/ 0.65 );--srfm-password-strength-strong: #16A34A;--srfm-password-strength-strong-border-glow: hsl( from var(--srfm-password-strength-strong) h s l \/ 0.15 );--srfm-password-strength-strong-border-color: hsl( from var(--srfm-password-strength-strong) h s l \/ 0.65 );\t\t--srfm-slider-thumb-shadow-color: hsl( from #1E1E1E h s l \/ 0.10 );\n\t\t\t\t--srfm-slider-thumb-shadow-color: hsl( from #1E1E1E h s l \/ 0.10 );\n\t\t\t\t\t\t}\n\t\t\t<\/style>\n\t\t\t\t\t\t\t<form method=\"post\" enctype=\"multipart\/form-data\" id=\"srfm-form-15030\" class=\"srfm-form\"\n\t\t\t\tform-id=\"15030\" after-submission=\"hide form\" message-type=\"same page\" success-url=\"\" ajaxurl=\"https:\/\/www.quantsnote.com\/wp-admin\/admin-ajax.php\" data-submit-token=\"9de350476c9438e1bab5f4d4468c8c6a2ce63e5fda162c14c21d8912ddbcdf33\" action=\"\"\n\t\t\t\t>\n\t\t\t\t\n\t\t\t\t<input type=\"hidden\" value=\"15030\" name=\"form-id\">\n\t\t\t\t\t\t\t\t<input type=\"hidden\" value=\"\" name=\"srfm-form-language\">\n\t\t\t\t<input type=\"hidden\" value=\"\" name=\"srfm-sender-email-field\" id=\"srfm-sender-email\">\n\t\t\t\t<input type=\"hidden\" value=\"\" id=\"srfm-page-break\">\n\t\t\t\t\t\t<p id=\"srfm-error-message\" class=\"srfm-common-error-message srfm-error-message srfm-head-error\" hidden>\t\t<span class=\"srfm-icon\" aria-hidden=\"true\">\n\t\t\t<svg xmlns='http:\/\/www.w3.org\/2000\/svg' width='20' height='20' fill='none'><path d='M9.99935 18.3327C14.6017 18.3327 18.3327 14.6017 18.3327 9.99935C18.3327 5.39698 14.6017 1.66602 9.99935 1.66602C5.39698 1.66602 1.66602 5.39698 1.66602 9.99935C1.66602 14.6017 5.39698 18.3327 9.99935 18.3327Z' stroke='currentColor' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' \/><path d='M10 6.66602V9.99935' stroke='currentColor' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' \/><path d='M10 13.334H10.0083' stroke='currentColor' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' \/><\/svg>\t\t<\/span>\n\t\t<span class=\"srfm-error-content\">There was an error trying to submit your form. Please try again.<\/span><\/p>\n\t\t\t\t\t\t<div data-block-id=\"63a42bfd\" class=\"wp-block-uagb-advanced-heading uagb-block uagb-block-63a42bfd\" >\n\t\t\t\t\t<h2 class=\"uagb-heading-text\">Calculate Now <sub><sup>Retirement Calculator<\/sup><\/sub><\/h2><div class=\"uagb-separator\"><\/div>\t\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div data-block-id=\"23b89f3d\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-23b89f3d-block  srfm-block-width-33-33 srfm-slug-current-age\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-23b89f3d-lbl-Q3VycmVudCBBZ2U\" for=\"srfm-number-23b89f3d-lbl-Q3VycmVudCBBZ2U\" class=\"srfm-block-label\">\n\t\t\t\t\t\tCurrent Age\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-description\" id=\"srfm-description-23b89f3d\">\n\t\t\t\t\t\tInput your age\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-23b89f3d-lbl-Q3VycmVudCBBZ2U-current-age\" id=\"srfm-number-23b89f3d-lbl-Q3VycmVudCBBZ2U\"\n\t\t\t\t\t\taria-describedby='srfm-error-23b89f3d srfm-description-23b89f3d'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  format-type=\"us-style\"  min=\"18\"  max=\"70\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-suffix\" aria-hidden=\"true\">Years<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-23b89f3d\" data-error-msg=\"Input your age\">\n\t\t\t\t\t\tInput your age\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"3dfa8720\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-3dfa8720-block  srfm-block-width-33-33 srfm-slug-retirement-age\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-3dfa8720-lbl-UmV0aXJlbWVudCBBZ2U\" for=\"srfm-number-3dfa8720-lbl-UmV0aXJlbWVudCBBZ2U\" class=\"srfm-block-label\">\n\t\t\t\t\t\tRetirement Age\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-description\" id=\"srfm-description-3dfa8720\">\n\t\t\t\t\t\tPlanned retirement age\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-3dfa8720-lbl-UmV0aXJlbWVudCBBZ2U-retirement-age\" id=\"srfm-number-3dfa8720-lbl-UmV0aXJlbWVudCBBZ2U\"\n\t\t\t\t\t\taria-describedby='srfm-error-3dfa8720 srfm-description-3dfa8720'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  format-type=\"us-style\"  min=\"40\"  max=\"75\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-suffix\" aria-hidden=\"true\">Years<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-3dfa8720\" data-error-msg=\"Input planned retirement age\">\n\t\t\t\t\t\tInput planned retirement age\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"b09d5aa6\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-b09d5aa6-block  srfm-block-width-33-33 srfm-slug-life-expectancy\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-b09d5aa6-lbl-TGlmZSBFeHBlY3RhbmN5\" for=\"srfm-number-b09d5aa6-lbl-TGlmZSBFeHBlY3RhbmN5\" class=\"srfm-block-label\">\n\t\t\t\t\t\tLife Expectancy\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-description\" id=\"srfm-description-b09d5aa6\">\n\t\t\t\t\t\tInput life expectancy\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-b09d5aa6-lbl-TGlmZSBFeHBlY3RhbmN5-life-expectancy\" id=\"srfm-number-b09d5aa6-lbl-TGlmZSBFeHBlY3RhbmN5\"\n\t\t\t\t\t\taria-describedby='srfm-error-b09d5aa6 srfm-description-b09d5aa6'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  format-type=\"us-style\"  min=\"75\"  max=\"110\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-suffix\" aria-hidden=\"true\">Years<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-b09d5aa6\" data-error-msg=\"Input life expectancy\">\n\t\t\t\t\t\tInput life expectancy\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"aa6d6a22\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-aa6d6a22-block  srfm-block-width-50 srfm-slug-current-savings\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-aa6d6a22-lbl-Q3VycmVudCBSZXRpcmVtZW50IFNhdmluZ3M\" for=\"srfm-number-aa6d6a22-lbl-Q3VycmVudCBSZXRpcmVtZW50IFNhdmluZ3M\" class=\"srfm-block-label\">\n\t\t\t\t\t\tCurrent Retirement Savings\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-description\" id=\"srfm-description-aa6d6a22\">\n\t\t\t\t\t\tTotal assets prepared for retirement\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-aa6d6a22-lbl-Q3VycmVudCBSZXRpcmVtZW50IFNhdmluZ3M-current-savings\" id=\"srfm-number-aa6d6a22-lbl-Q3VycmVudCBSZXRpcmVtZW50IFNhdmluZ3M\"\n\t\t\t\t\t\taria-describedby='srfm-error-aa6d6a22 srfm-description-aa6d6a22'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-aa6d6a22\" data-error-msg=\"This field is required.\">\n\t\t\t\t\t\tThis field is required.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"d7345def\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-d7345def-block  srfm-block-width-50 srfm-slug-inflation-rate\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-d7345def-lbl-QW5udWFsaXplZCBJbmZsYXRpb24gUmF0ZQ\" for=\"srfm-number-d7345def-lbl-QW5udWFsaXplZCBJbmZsYXRpb24gUmF0ZQ\" class=\"srfm-block-label\">\n\t\t\t\t\t\tAnnualized Inflation Rate\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-description\" id=\"srfm-description-d7345def\">\n\t\t\t\t\t\tEstimated annualized inflation rate\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-d7345def-lbl-QW5udWFsaXplZCBJbmZsYXRpb24gUmF0ZQ-inflation-rate\" id=\"srfm-number-d7345def-lbl-QW5udWFsaXplZCBJbmZsYXRpb24gUmF0ZQ\"\n\t\t\t\t\t\taria-describedby='srfm-error-d7345def srfm-description-d7345def'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  value=\"1.6\"  format-type=\"us-style\"  min=\"0.1\"  max=\"10\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-suffix\" aria-hidden=\"true\">%<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-d7345def\" data-error-msg=\"\u8f38\u5165\u9810\u4f30\u5e74\u5316\u901a\u81a8\u7387\">\n\t\t\t\t\t\t\u8f38\u5165\u9810\u4f30\u5e74\u5316\u901a\u81a8\u7387\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div data-block-id=\"403d2ab6\" class=\"srfm-block-single srfm-block srfm-slider-block srfm-slider-403d2ab6-block  srfm-block-width-50 srfm-slug-ror-pre-retire\" data-required=\"false\" data-default=\"true\" data-type=\"number\">\n\t\t\t\t\t\t\t\t<label id=\"srfm-label-403d2ab6-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUHJlLXJldGlyZW1lbnQp\" for=\"srfm-slider-403d2ab6-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUHJlLXJldGlyZW1lbnQp\" class=\"srfm-block-label\">\n\t\t\t\t\t\tExpected Annual Return (Pre-retirement)\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t\t\t\t<input class=\"srfm-input-slider\" name=\"srfm-slider-403d2ab6-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUHJlLXJldGlyZW1lbnQp-ror-pre-retire\" id=\"srfm-slider-403d2ab6-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUHJlLXJldGlyZW1lbnQp\" type=\"range\" tabindex=\"0\" value=\"6\" max=\"20\" min=\"0.1\" step=\"0.1\"\n\t\t\t\t\taria-required=\"false\"\n\t\t\t\t\taria-describedby='srfm-error-403d2ab6'>\n\t\t\t\t\t\t\t\t<div class=\"srfm-slider-wrap\"\n\t\t\t\t\t\t\t\t\t\t\tstyle=\"--min:0.1%; --max:20%; --value:30%;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t<div class=\"srfm-slider\"><\/div>\n\t\t\t\t\t<span\n\t\t\t\t\t\tclass=\"srfm-slider-thumb\"\n\t\t\t\t\t\t\t\t\t\t\t><\/span>\n\t\t\t\t\t<div class=\"srfm-slider-tooltip\">\n\t\t\t\t\t\t<span data-suffix=\"%\" data-prefix=\"\">6<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"slider-range\">\n\t\t\t\t<span class=\"slider-min\">0.1%<\/span>\n\t\t\t\t<span class=\"slider-max\">20%<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\n\t\t<div data-block-id=\"a6432195\" class=\"srfm-block-single srfm-block srfm-slider-block srfm-slider-a6432195-block  srfm-block-width-50 srfm-slug-ror-post-retire\" data-required=\"false\" data-default=\"true\" data-type=\"number\">\n\t\t\t\t\t\t\t\t<label id=\"srfm-label-a6432195-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUG9zdC1yZXRpcmVtZW50KQ\" for=\"srfm-slider-a6432195-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUG9zdC1yZXRpcmVtZW50KQ\" class=\"srfm-block-label\">\n\t\t\t\t\t\tExpected Annual Return (Post-retirement)\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t\t\t\t<input class=\"srfm-input-slider\" name=\"srfm-slider-a6432195-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUG9zdC1yZXRpcmVtZW50KQ-ror-post-retire\" id=\"srfm-slider-a6432195-lbl-RXhwZWN0ZWQgQW5udWFsIFJldHVybiAoUG9zdC1yZXRpcmVtZW50KQ\" type=\"range\" tabindex=\"0\" value=\"2\" max=\"10\" min=\"0.1\" step=\"0.1\"\n\t\t\t\t\taria-required=\"false\"\n\t\t\t\t\taria-describedby='srfm-error-a6432195'>\n\t\t\t\t\t\t\t\t<div class=\"srfm-slider-wrap\"\n\t\t\t\t\t\t\t\t\t\t\tstyle=\"--min:0.1%; --max:10%; --value:20%;\"\n\t\t\t\t\t\t\t\t\t>\n\t\t\t\t\t<div class=\"srfm-slider\"><\/div>\n\t\t\t\t\t<span\n\t\t\t\t\t\tclass=\"srfm-slider-thumb\"\n\t\t\t\t\t\t\t\t\t\t\t><\/span>\n\t\t\t\t\t<div class=\"srfm-slider-tooltip\">\n\t\t\t\t\t\t<span data-suffix=\"%\" data-prefix=\"\">2<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t<div class=\"slider-range\">\n\t\t\t\t<span class=\"slider-min\">0.1%<\/span>\n\t\t\t\t<span class=\"slider-max\">10%<\/span>\n\t\t\t<\/div>\n\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"94e47760\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-94e47760-block  srfm-block-width-50 srfm-slug-monthly-expense\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-94e47760-lbl-UG9zdC1yZXRpcmVtZW50IE1vbnRobHkgTGl2aW5nIEV4cGVuc2Vz\" for=\"srfm-number-94e47760-lbl-UG9zdC1yZXRpcmVtZW50IE1vbnRobHkgTGl2aW5nIEV4cGVuc2Vz\" class=\"srfm-block-label\">\n\t\t\t\t\t\tPost-retirement Monthly Living Expenses\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-94e47760-lbl-UG9zdC1yZXRpcmVtZW50IE1vbnRobHkgTGl2aW5nIEV4cGVuc2Vz-monthly-expense\" id=\"srfm-number-94e47760-lbl-UG9zdC1yZXRpcmVtZW50IE1vbnRobHkgTGl2aW5nIEV4cGVuc2Vz\"\n\t\t\t\t\t\taria-describedby='srfm-error-94e47760'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-94e47760\" data-error-msg=\"This field is required.\">\n\t\t\t\t\t\tThis field is required.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"90628aa2\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-90628aa2-block  srfm-block-width-50 srfm-slug-monthly-contribution conditional-logic srfm-show\" >\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-90628aa2-lbl-TW9udGhseSBGaXhlZCBDb250cmlidXRpb24\" for=\"srfm-number-90628aa2-lbl-TW9udGhseSBGaXhlZCBDb250cmlidXRpb24\" class=\"srfm-block-label\">\n\t\t\t\t\t\tMonthly Fixed Contribution\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-90628aa2-lbl-TW9udGhseSBGaXhlZCBDb250cmlidXRpb24-monthly-contribution\" id=\"srfm-number-90628aa2-lbl-TW9udGhseSBGaXhlZCBDb250cmlidXRpb24\"\n\t\t\t\t\t\taria-describedby='srfm-error-90628aa2'\t\t\t\t\t\tdata-required=\"true\" aria-required=\"true\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-90628aa2\" data-error-msg=\"This field is required.\">\n\t\t\t\t\t\tThis field is required.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t<div data-block-id=\"826ff82c\" class=\"srfm-block-single srfm-block srfm-multi-choice-block srf-multi-choice-826ff82c-block  srfm-block-width-100 srfm-slug-calc-mode conditional-trigger srfm-radio-mode\">\n\t\t\t<fieldset>\n\t\t\t\t<input class=\"srfm-input-multi-choice-hidden\" data-required=\"true\" aria-required=\"true\"  name=\"srfm-input-multi-choice-826ff82c-lbl-QXNzZXNzbWVudCBNb2Rl-calc-mode\" type=\"hidden\" value=\"\"\/>\n\t\t\t\t<legend class=\"srfm-block-legend\">\n\t\t\t\t\t\t\t\t\t\tAssessment Mode\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-required\" aria-hidden=\"true\"> *<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/legend>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap srfm-choice-width-50\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-multi-choice-single\">\n\t\t\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\t\t\tid=\"srfm-multi-choice-826ff82c-0\"\n\t\t\t\t\t\t\t\t\t\tclass=\"srfm-input-multi-choice-single\" name=\"srfm-input-multi-choice-826ff82c\"\t\t\t\t\t\t\t\t\t\taria-describedby=\"srfm-error-826ff82c\"\t\t\t\t\t\t\t\t\t\taria-required=\"true\"\t\t\t\t\t\t\t\t\t\toption-value=\"1\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-content-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-option-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<!-- This label content is used in conditional logic and for storing values in a hidden input field as comma-separated values.\n\t\t\t\t\t\t\t\t\t\t\tThe markup should remain unchanged.\n\t\t\t\t\t\t\t\t\t\t\tIf you make any changes here, ensure the corresponding JavaScript value functionality and conditional logic are also updated. -->\n\t\t\t\t\t\t\t\t\t\t\t<label for=\"srfm-multi-choice-826ff82c-0\" data-option-text=\"Estimate monthly savings required\">Estimate monthly savings required<\/label>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-icon-container\">\t\t<span class=\"srfm-icon srfm-multi-choice-icon\" aria-hidden=\"true\">\n\t\t\t<svg width='17' height='16' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'><path d='M15.1663 7.38674V8.00007C15.1655 9.43769 14.7 10.8365 13.8392 11.988C12.9785 13.1394 11.7685 13.9817 10.3899 14.3893C9.0113 14.797 7.53785 14.748 6.18932 14.2498C4.8408 13.7516 3.68944 12.8308 2.90698 11.6248C2.12452 10.4188 1.75287 8.99211 1.84746 7.55761C1.94205 6.12312 2.49781 4.75762 3.43186 3.66479C4.36591 2.57195 5.6282 1.81033 7.03047 1.4935C8.43274 1.17668 9.89985 1.32163 11.213 1.90674' stroke='#111C44' stroke-width='1.25' stroke-linecap='round' stroke-linejoin='round' \/><path d='M15.1667 2.6665L8.5 9.33984L6.5 7.33984' stroke='#111C44' stroke-width='1.25' stroke-linecap='round' stroke-linejoin='round' \/><\/svg>\t\t<\/span>\n\t\t\t\t<span class=\"srfm-icon srfm-multi-choice-icon-unchecked\" aria-hidden=\"true\">\n\t\t\t<svg width='16' height='16' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'><path d='M7.99967 14.6668C11.6816 14.6668 14.6663 11.6821 14.6663 8.00016C14.6663 4.31826 11.6816 1.3335 7.99967 1.3335C4.31778 1.3335 1.33301 4.31826 1.33301 8.00016C1.33301 11.6821 4.31778 14.6668 7.99967 14.6668Z' stroke='#1E1E1E' stroke-opacity='0.7' stroke-width='1.25' stroke-linecap='round' stroke-linejoin='round' \/><\/svg>\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-multi-choice-single\">\n\t\t\t\t\t\t\t\t\t<input type=\"radio\"\n\t\t\t\t\t\t\t\t\t\tid=\"srfm-multi-choice-826ff82c-1\"\n\t\t\t\t\t\t\t\t\t\tclass=\"srfm-input-multi-choice-single\" name=\"srfm-input-multi-choice-826ff82c\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\toption-value=\"2\"\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\/>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-content-wrap\">\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-option-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<!-- This label content is used in conditional logic and for storing values in a hidden input field as comma-separated values.\n\t\t\t\t\t\t\t\t\t\t\tThe markup should remain unchanged.\n\t\t\t\t\t\t\t\t\t\t\tIf you make any changes here, ensure the corresponding JavaScript value functionality and conditional logic are also updated. -->\n\t\t\t\t\t\t\t\t\t\t\t<label for=\"srfm-multi-choice-826ff82c-1\" data-option-text=\"Estimate affordable monthly retirement spending\">Estimate affordable monthly retirement spending<\/label>\n\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-icon-container\">\t\t<span class=\"srfm-icon srfm-multi-choice-icon\" aria-hidden=\"true\">\n\t\t\t<svg width='17' height='16' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'><path d='M15.1663 7.38674V8.00007C15.1655 9.43769 14.7 10.8365 13.8392 11.988C12.9785 13.1394 11.7685 13.9817 10.3899 14.3893C9.0113 14.797 7.53785 14.748 6.18932 14.2498C4.8408 13.7516 3.68944 12.8308 2.90698 11.6248C2.12452 10.4188 1.75287 8.99211 1.84746 7.55761C1.94205 6.12312 2.49781 4.75762 3.43186 3.66479C4.36591 2.57195 5.6282 1.81033 7.03047 1.4935C8.43274 1.17668 9.89985 1.32163 11.213 1.90674' stroke='#111C44' stroke-width='1.25' stroke-linecap='round' stroke-linejoin='round' \/><path d='M15.1667 2.6665L8.5 9.33984L6.5 7.33984' stroke='#111C44' stroke-width='1.25' stroke-linecap='round' stroke-linejoin='round' \/><\/svg>\t\t<\/span>\n\t\t\t\t<span class=\"srfm-icon srfm-multi-choice-icon-unchecked\" aria-hidden=\"true\">\n\t\t\t<svg width='16' height='16' fill='none' xmlns='http:\/\/www.w3.org\/2000\/svg'><path d='M7.99967 14.6668C11.6816 14.6668 14.6663 11.6821 14.6663 8.00016C14.6663 4.31826 11.6816 1.3335 7.99967 1.3335C4.31778 1.3335 1.33301 4.31826 1.33301 8.00016C1.33301 11.6821 4.31778 14.6668 7.99967 14.6668Z' stroke='#1E1E1E' stroke-opacity='0.7' stroke-width='1.25' stroke-linecap='round' stroke-linejoin='round' \/><\/svg>\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"srfm-error-wrap\">\t\t\t\t\t<div class=\"srfm-error-message\" data-srfm-id=\"srfm-error-826ff82c\" data-error-msg=\"This field is required.\">\n\t\t\t\t\t\tThis field is required.\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t<\/fieldset>\n\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"18a9e063\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-18a9e063-block  srfm-block-width-50 srfm-calculation srfm-slug-\u7d2f\u7a4d\u671f conditional-logic srfm-show\" data-field-config='{&quot;calculationFormula&quot;:&quot;( %{%form:retirement-age%}% - %{%form:current-age%}% ) * 12&quot;}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-18a9e063-lbl-QWNjdW11bGF0aW9uIFBoYXNl\" for=\"srfm-number-18a9e063-lbl-QWNjdW11bGF0aW9uIFBoYXNl\" class=\"srfm-block-label\">\n\t\t\t\t\t\tAccumulation Phase\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-18a9e063-lbl-QWNjdW11bGF0aW9uIFBoYXNl-\u7d2f\u7a4d\u671f\" id=\"srfm-number-18a9e063-lbl-QWNjdW11bGF0aW9uIFBoYXNl\"\n\t\t\t\t\t\taria-describedby='srfm-error-18a9e063'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-suffix\" aria-hidden=\"true\">Months<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"05c620b8\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-05c620b8-block  srfm-block-width-50 srfm-calculation srfm-slug-\u63d0\u9818\u671f conditional-logic srfm-show\" data-field-config='{&quot;calculationFormula&quot;:&quot;( %{%form:life-expectancy%}% - %{%form:retirement-age%}% ) * 12&quot;}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-05c620b8-lbl-V2l0aGRyYXdhbCBQaGFzZQ\" for=\"srfm-number-05c620b8-lbl-V2l0aGRyYXdhbCBQaGFzZQ\" class=\"srfm-block-label\">\n\t\t\t\t\t\tWithdrawal Phase\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-05c620b8-lbl-V2l0aGRyYXdhbCBQaGFzZQ-\u63d0\u9818\u671f\" id=\"srfm-number-05c620b8-lbl-V2l0aGRyYXdhbCBQaGFzZQ\"\n\t\t\t\t\t\taria-describedby='srfm-error-05c620b8'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-suffix\" aria-hidden=\"true\">Months<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"c4ca1ba1\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-c4ca1ba1-block  srfm-block-width-50 srfm-calculation srfm-slug-\u9000\u4f11\u6642\u7e3d\u8cc7\u7522 conditional-logic srfm-show\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:current-savings%}% * (1 + ( ( 1 + ( (( 1 + (%{%form:ror-pre-retire%}% \/100) ) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12) - 1 ) )^ (( %{%form:retirement-age%}% - %{%form:current-age%}% )*12) + (%{%form:monthly-contribution%}% * ( (1 + ( ( 1 + ( (( 1 + (%{%form:ror-pre-retire%}% \/100) ) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12) - 1 ) )^ (( %{%form:retirement-age%}% - %{%form:current-age%}% )*12) - 1)) \/ ( (( 1 + ( ( ( 1 + (%{%form:ror-pre-retire%}% \/100)) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12)) - 1 )&quot;,&quot;calculationRound&quot;:2}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-c4ca1ba1-lbl-VG90YWwgQXNzZXRzIGF0IFJldGlyZW1lbnQ\" for=\"srfm-number-c4ca1ba1-lbl-VG90YWwgQXNzZXRzIGF0IFJldGlyZW1lbnQ\" class=\"srfm-block-label\">\n\t\t\t\t\t\tTotal Assets at Retirement\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-c4ca1ba1-lbl-VG90YWwgQXNzZXRzIGF0IFJldGlyZW1lbnQ-\u9000\u4f11\u6642\u7e3d\u8cc7\u7522\" id=\"srfm-number-c4ca1ba1-lbl-VG90YWwgQXNzZXRzIGF0IFJldGlyZW1lbnQ\"\n\t\t\t\t\t\taria-describedby='srfm-error-c4ca1ba1'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"6794ecdb\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-6794ecdb-block  srfm-block-width-50 srfm-calculation srfm-slug-\u6bcf\u6708\u6240\u9700\u5132\u84c4\u984d conditional-logic srfm-show\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:monthly-expense%}% * ( 1 - ( 1+ ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 ) )^(-( %{%form:life-expectancy%}% - %{%form:retirement-age%}% )*12) ) \/ ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 )&quot;,&quot;calculationRound&quot;:2}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-6794ecdb-lbl-VGFyZ2V0IFJldGlyZW1lbnQgRnVuZCBSZXF1aXJlZA\" for=\"srfm-number-6794ecdb-lbl-VGFyZ2V0IFJldGlyZW1lbnQgRnVuZCBSZXF1aXJlZA\" class=\"srfm-block-label\">\n\t\t\t\t\t\tTarget Retirement Fund Required\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-6794ecdb-lbl-VGFyZ2V0IFJldGlyZW1lbnQgRnVuZCBSZXF1aXJlZA-\u6bcf\u6708\u6240\u9700\u5132\u84c4\u984d\" id=\"srfm-number-6794ecdb-lbl-VGFyZ2V0IFJldGlyZW1lbnQgRnVuZCBSZXF1aXJlZA\"\n\t\t\t\t\t\taria-describedby='srfm-error-6794ecdb'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"01f6a13a\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-01f6a13a-block  srfm-block-width-50 srfm-calculation srfm-slug-\u8cc7\u91d1\u7f3a\u53e3 conditional-logic srfm-show conditional-trigger\" data-field-config='{&quot;calculationFormula&quot;:&quot;max(0, %{%form:monthly-expense%}% * ( 1 - ( 1+ ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 ) )^(-( %{%form:life-expectancy%}% - %{%form:retirement-age%}% )*12) ) \/ ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 ) - %{%form:current-savings%}% * (1 + ( ( 1 + ( (( 1 + (%{%form:ror-pre-retire%}% \/100) ) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12) - 1 ) )^ (( %{%form:retirement-age%}% - %{%form:current-age%}% )*12))&quot;,&quot;calculationRound&quot;:2}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-01f6a13a-lbl-RnVuZGluZyBHYXAg4piG\" for=\"srfm-number-01f6a13a-lbl-RnVuZGluZyBHYXAg4piG\" class=\"srfm-block-label\">\n\t\t\t\t\t\tFunding Gap \u2606\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-01f6a13a-lbl-RnVuZGluZyBHYXAg4piG-\u8cc7\u91d1\u7f3a\u53e3\" id=\"srfm-number-01f6a13a-lbl-RnVuZGluZyBHYXAg4piG\"\n\t\t\t\t\t\taria-describedby='srfm-error-01f6a13a'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"60be4514\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-60be4514-block  srfm-block-width-50 srfm-calculation srfm-slug-\u9700\u8981\u7684\u6bcf\u6708\u5132\u84c4 conditional-logic srfm-show conditional-trigger\" data-field-config='{&quot;calculationFormula&quot;:&quot;max(0, %{%form:monthly-expense%}% * ( 1 - ( 1+ ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 ) )^(-( %{%form:life-expectancy%}% - %{%form:retirement-age%}% )*12) ) \/ ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 ) - %{%form:current-savings%}% * (1 + ( ( 1 + ( (( 1 + (%{%form:ror-pre-retire%}% \/100) ) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12) - 1 ) )^ (( %{%form:retirement-age%}% - %{%form:current-age%}% )*12)) * ( ( 1 + ( (( 1 + (%{%form:ror-pre-retire%}% \/100) ) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12) - 1 ) \/ ((( 1 + ( ( 1 + ( (( 1 + (%{%form:ror-pre-retire%}% \/100) ) \/ (1 + (%{%form:inflation-rate%}% \/ 100 )) ) - 1 ) ) ^ (1\/12) - 1 )) ^ ( ( %{%form:retirement-age%}% - %{%form:current-age%}% ) * 12 )) - 1 )&quot;,&quot;calculationRound&quot;:2}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-60be4514-lbl-TW9udGhseSBTYXZpbmdzIE5lZWRlZCDimIY\" for=\"srfm-number-60be4514-lbl-TW9udGhseSBTYXZpbmdzIE5lZWRlZCDimIY\" class=\"srfm-block-label\">\n\t\t\t\t\t\tMonthly Savings Needed \u2606\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-60be4514-lbl-TW9udGhseSBTYXZpbmdzIE5lZWRlZCDimIY-\u9700\u8981\u7684\u6bcf\u6708\u5132\u84c4\" id=\"srfm-number-60be4514-lbl-TW9udGhseSBTYXZpbmdzIE5lZWRlZCDimIY\"\n\t\t\t\t\t\taria-describedby='srfm-error-60be4514'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t\t<div data-block-id=\"90ced849\" class=\"wp-block-uagb-advanced-heading uagb-block uagb-block-90ced849 conditional-logic srfm-show srfm-calculation\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:\u9700\u8981\u7684\u6bcf\u6708\u5132\u84c4%}%&quot;,&quot;numberFormatType&quot;:&quot;&quot;}'>\n\t\t\t\t\t<h5 class=\"uagb-heading-text\">Calculation Result: To fill the gap, you need to save <span class=\"srfm-calculation-result\"><\/span> per month before retirement.<\/h5>\t\t\t\t<\/div>\n\t\t\t\n\n\t\t\t\t<div data-block-id=\"5b944c79\" class=\"wp-block-uagb-advanced-heading uagb-block uagb-block-5b944c79 conditional-logic srfm-show srfm-calculation\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:\u8cc7\u91d1\u7f3a\u53e3%}%&quot;,&quot;numberFormatType&quot;:&quot;&quot;}'>\n\t\t\t\t\t<h5 class=\"uagb-heading-text\">Calculation Result: You are still <span class=\"srfm-calculation-result\"><\/span> short of your retirement goal.<\/h5>\t\t\t\t<\/div>\n\t\t\t\n\n\t\t\t\t<div data-block-id=\"19ab9796\" class=\"wp-block-uagb-advanced-heading uagb-block uagb-block-19ab9796 conditional-logic srfm-show\" >\n\t\t\t\t\t<h5 class=\"uagb-heading-text\">Calculation Result: Goal Met! \ud83c\udf89<\/h5>\t\t\t\t<\/div>\n\t\t\t\n\n\t\t\t<div data-block-id=\"1a42a441\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-1a42a441-block  srfm-block-width-50 srfm-calculation srfm-slug-\u76ee\u524d\u898f\u5283\u53ef\u652f\u61c9\u7684\u9000\u4f11\u6708\u652f\u51fa conditional-logic srfm-show\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:\u9000\u4f11\u6642\u7e3d\u8cc7\u7522%}% * ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 ) \/ ( 1 - (1 + ( ( 1 + ( (( 1 + %{%form:ror-post-retire%}% \/100 ) \/ (1 + %{%form:inflation-rate%}%\/100 )) - 1 ) ) ^ (1\/12) - 1 )) ^ -%{%form:\u63d0\u9818\u671f%}%)&quot;,&quot;calculationRound&quot;:0}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-1a42a441-lbl-QWZmb3JkYWJsZSBNb250aGx5IFJldGlyZW1lbnQgU3BlbmRpbmcg4piG\" for=\"srfm-number-1a42a441-lbl-QWZmb3JkYWJsZSBNb250aGx5IFJldGlyZW1lbnQgU3BlbmRpbmcg4piG\" class=\"srfm-block-label\">\n\t\t\t\t\t\tAffordable Monthly Retirement Spending \u2606\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"srfm-number-prefix\" aria-hidden=\"true\">$<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-1a42a441-lbl-QWZmb3JkYWJsZSBNb250aGx5IFJldGlyZW1lbnQgU3BlbmRpbmcg4piG-\u76ee\u524d\u898f\u5283\u53ef\u652f\u61c9\u7684\u9000\u4f11\u6708\u652f\u51fa\" id=\"srfm-number-1a42a441-lbl-QWZmb3JkYWJsZSBNb250aGx5IFJldGlyZW1lbnQgU3BlbmRpbmcg4piG\"\n\t\t\t\t\t\taria-describedby='srfm-error-1a42a441'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t<div data-block-id=\"445e558e\" class=\"srfm-block-single srfm-block srfm-number-block srf-number-445e558e-block  srfm-block-width-50 srfm-calculation srfm-slug-\u5dee\u8ddd conditional-logic srfm-show conditional-trigger\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:\u76ee\u524d\u898f\u5283\u53ef\u652f\u61c9\u7684\u9000\u4f11\u6708\u652f\u51fa%}% - %{%form:monthly-expense%}%&quot;}'>\n\t\t\t\t\t\t\t\t\t<label id=\"srfm-label-445e558e-lbl-R2FwIOKYhg\" for=\"srfm-number-445e558e-lbl-R2FwIOKYhg\" class=\"srfm-block-label\">\n\t\t\t\t\t\tGap \u2606\t\t\t\t\t\t\t\t\t\t\t<\/label>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"srfm-block-wrap\">\n\t\t\t\t\t<div class=\"srfm-input-content\">\n\t\t\t\t\t\t\t\t\t\t\t\t<input class=\"srfm-input-common srfm-input-number\" type=\"text\" name=\"srfm-number-445e558e-lbl-R2FwIOKYhg-\u5dee\u8ddd\" id=\"srfm-number-445e558e-lbl-R2FwIOKYhg\"\n\t\t\t\t\t\taria-describedby='srfm-error-445e558e'\t\t\t\t\t\tdata-required=\"false\" aria-required=\"false\"  format-type=\"us-style\"   \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"srfm-error-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t\n\n\t\t\t\t<div data-block-id=\"fa729bad\" class=\"wp-block-uagb-advanced-heading uagb-block uagb-block-fa729bad conditional-logic srfm-show srfm-calculation\" data-field-config='{&quot;calculationFormula&quot;:&quot;%{%form:\u5dee\u8ddd%}%&quot;,&quot;numberFormatType&quot;:&quot;&quot;}'>\n\t\t\t\t\t<h5 class=\"uagb-heading-text\">Calculation Result: Goal Met! \ud83c\udf89 You have an extra <span class=\"srfm-calculation-result\"><\/span> available for monthly spending.<\/h5>\t\t\t\t<\/div>\n\t\t\t\n\n\t\t\t\t<div data-block-id=\"76b347c0\" class=\"wp-block-uagb-advanced-heading uagb-block uagb-block-76b347c0 conditional-logic srfm-show srfm-calculation\" data-field-config='{&quot;calculationFormula&quot;:&quot;abs(%{%form:\u5dee\u8ddd%}%)&quot;,&quot;numberFormatType&quot;:&quot;&quot;}'>\n\t\t\t\t\t<h5 class=\"uagb-heading-text\">Calculation Result: The gap in your planned post-retirement monthly living expenses is <span class=\"srfm-calculation-result\"><\/span> per month.<br><br>Suggestion: You can increase your monthly savings before retirement, increase current retirement savings, or reduce post-retirement monthly expenses.<\/h5>\t\t\t\t<\/div>\n\t\t\t\n\n\t\t<div data-block-id=\"0dc859f2\" class=\"srfm-block srfm-html-0dc859f2-block srfm-html-block srfm-block-width-100  srfm-slug-html-block conditional-logic srfm-show\" >\n\t\t\t<div class=\"srfm-chart-container\" style=\"min-height: 400px\" data-config='{\"type\":\"retirement\",\"fields\":{\"currentAge\":\"current-age\",\"retireAge\":\"retirement-age\",\"lifeAge\":\"life-expectancy\",\"currentSavings\":\"current-savings\",\"inflation\":\"inflation-rate\",\"rorPre\":\"ror-pre-retire\",\"rorPost\":\"ror-post-retire\",\"monthlyExpense\":\"monthly-expense\",\"monthlyContribution\":\"monthly-contribution\",\"mode\":\"calc-mode\"}}'><\/div>\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t<div class=\"srfm-submit-container\" style=\"visibility:hidden;position:absolute;\">\n\t\t\t\t\t\t<div style=\"width: 100%; text-align: justify\" class=\"wp-block-button\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<p id=\"srfm-error-message\" class=\"srfm-common-error-message srfm-error-message srfm-footer-error\" hidden>\t\t<span class=\"srfm-icon\" aria-hidden=\"true\">\n\t\t\t<svg xmlns='http:\/\/www.w3.org\/2000\/svg' width='20' height='20' fill='none'><path d='M9.99935 18.3327C14.6017 18.3327 18.3327 14.6017 18.3327 9.99935C18.3327 5.39698 14.6017 1.66602 9.99935 1.66602C5.39698 1.66602 1.66602 5.39698 1.66602 9.99935C1.66602 14.6017 5.39698 18.3327 9.99935 18.3327Z' stroke='currentColor' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' \/><path d='M10 6.66602V9.99935' stroke='currentColor' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' \/><path d='M10 13.334H10.0083' stroke='currentColor' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round' \/><\/svg>\t\t<\/span>\n\t\t<span class=\"srfm-error-content\">There was an error trying to submit your form. Please try again.<\/span><\/p>\n\t\t\t\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"en\"\/><\/form>\n\t\t\t<div class=\"srfm-single-form srfm-success-box in-page\">\n\t\t\t\t<div aria-live=\"polite\" aria-atomic=\"true\" role=\"alert\" id=\"srfm-success-message-page-15030\" class=\"srfm-success-box-description\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-use\">How to use?<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>Fill in Basic Info<\/strong>: Current age, retirement age, life expectancy<\/li>\n\n\n\n<li><strong>Input Financial Assumptions<\/strong>\n<ul class=\"wp-block-list\">\n<li>Current retirement savings (Lump sum principal)<\/li>\n\n\n\n<li>Annualized inflation rate (Recommended range: 1.5%\u20132.5%)<\/li>\n\n\n\n<li>Expected Annual Return: Pre-retirement \/ Post-retirement (Nominal)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Select Assessment Mode<\/strong>\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\"><strong>Mode A<\/strong>: Estimate monthly savings required (Given target monthly living expenses)<\/li>\n\n\n\n<li class=\"translation-block\"><strong>Mode B<\/strong>: Estimate affordable monthly retirement spending (Given fixed monthly contribution)<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li class=\"translation-block\"><strong>View Results<\/strong>: We display key metrics such as \"Accumulation Phase\", \"Withdrawal Phase\", \"Total Assets at Retirement\", \"Target Retirement Fund\", and <strong>Gap\/Monthly Savings Needed<\/strong>.<\/li>\n\n\n\n<li class=\"translation-block\"><strong>Adjust per Suggestions<\/strong>: If the goal isn't met, the tool suggests adjustments (increase monthly savings, extend accumulation period, adjust return assumptions, lower target spending, etc.).<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><a href=\"https:\/\/www.quantsnote.com\/wp-content\/uploads\/2025\/09\/retirement-calculator-savings.png\"><img decoding=\"async\" width=\"609\" height=\"1075\" src=\"https:\/\/www.quantsnote.com\/wp-content\/uploads\/2025\/09\/retirement-calculator-savings.png\" alt=\"Retirement calculator interface - Monthly savings required mode results\" class=\"wp-image-13911\" title=\"Retirement Calculator\" srcset=\"https:\/\/www.quantsnote.com\/wp-content\/uploads\/2025\/09\/retirement-calculator-savings.png 609w, https:\/\/www.quantsnote.com\/wp-content\/uploads\/2025\/09\/retirement-calculator-savings-170x300.png 170w\" sizes=\"(max-width: 609px) 100vw, 609px\" \/><\/a><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"explanations\">Explanations of Fields and Assumptions<\/h2>\n\n\n\n<p class=\"translation-block\"><strong>Annualized Inflation Rate<\/strong>: Used to convert nominal returns into \"Real Returns\".<\/p>\n\n\n\n<p class=\"translation-block\"><strong>Pre \/ Post-Retirement Return<\/strong>: Post-retirement capital allocation should be conservative to preserve the principal, hence the lower return assumption.<\/p>\n\n\n\n<p class=\"translation-block\"><strong>Monthly Contribution (Mode B)<\/strong>: Calculated as \"end-of-period payment\" (ordinary annuity).<\/p>\n\n\n\n<p class=\"translation-block\"><strong>All results presented in today's currency value<\/strong>: To better reflect actual living purchasing power.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"notice\">Field Condition Notices<\/h3>\n\n\n\n<p>Age relationships must meet these conditions:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Retirement Age &gt; Current Age<\/li>\n\n\n\n<li>Life Expectancy &gt; Retirement Age<\/li>\n<\/ul>\n\n\n\n<p>If Nominal Return \u2264 Inflation, note that the real return may be low or negative, increasing the difficulty of reaching retirement goals.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"result-and-plan\">Interpreting Results and Planning Suggestions<\/h2>\n\n\n\n<p class=\"translation-block\"><strong>Not Met<\/strong>: Prioritize adjusting \u2460 Monthly savings, \u2461 Retirement age, \u2462 Target post-retirement spending.<\/p>\n\n\n\n<p class=\"translation-block\"><strong>Close to Goal<\/strong>: Review investment fees, risk tolerance, and tax burdens to minimize friction costs.<\/p>\n\n\n\n<p class=\"translation-block\"><strong>Goal Met<\/strong>: Start planning <strong>withdrawal phase asset allocation<\/strong>, cash flow buffers (at least 2\u20133 years), insurance, and medical reserves.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-plan\">Strategic Planning (From Simple to Advanced)<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Start early &amp; increase fixed monthly savings (Automatic transfer is most effective)<\/li>\n\n\n\n<li>Delay retirement by 1\u20133 years (Reduces withdrawal period, increases accumulation period; significant effect)<\/li>\n\n\n\n<li>Segment post-retirement spending (Higher in the first 5\u201310 years, slightly lower afterwards)<\/li>\n\n\n\n<li>Lower the withdrawal rate (e.g., 4% \u2192 3.5%)<\/li>\n\n\n\n<li>Plan for long-term care\/medical funds, premiums, and taxes<\/li>\n\n\n\n<li>Asset activation (Downsizing, reverse mortgage, etc.) and annuity products as defensive cash flow<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">Frequently Asked Questions (FAQ)<\/h2>\n\n\n\n<div class=\"wp-block-greenshift-blocks-accordion gs-accordion gspb_accordion-id-gsbp-11d942a\" id=\"gspb_accordion-id-gsbp-11d942a\" itemscope itemtype=\"https:\/\/schema.org\/FAQPage\">\n<div class=\"wp-block-greenshift-blocks-accordionitem gs-accordion-item gspb_accordionitem-gsbp-ad10e80 gsopen\" id=\"gspb_accordionitem-gsbp-ad10e80\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div id=\"gs-trigger-gsbp-11d942a-0\" class=\"gs-accordion-item__title\" aria-expanded=\"true\" role=\"button\" tabindex=\"0\" aria-controls=\"gspb-accordion-item-content-gsbp-ad10e80\"><h3 class=\"gs-accordion-item__heading\">Why use \"Real Rate of Return\"?<\/h3><meta itemprop=\"name\" content=\"\u70ba\u4ec0\u9ebc\u8981\u7528\u300c\u5be6\u8cea\u5831\u916c\u7387\u300d\uff1f\"\/><span class=\"iconfortoggle\"><span class=\"gs-iconbefore\"><\/span><span class=\"gs-iconafter\"><\/span><\/span><\/div><div aria-labelledby=\"gs-trigger-gsbp-11d942a-0\" class=\"gs-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"gspb-accordion-item-content-gsbp-ad10e80\" ><div class=\"gs-accordion-item__text\" itemprop=\"text\">\n<p>Subtracting inflation from nominal return allows the retirement amount to directly reflect living purchasing power, making planning more intuitive.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-greenshift-blocks-accordionitem gs-accordion-item gspb_accordionitem-gsbp-b973da1 gsopen\" id=\"gspb_accordionitem-gsbp-b973da1\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div id=\"gs-trigger-gsbp-11d942a-1\" class=\"gs-accordion-item__title\" aria-expanded=\"true\" role=\"button\" tabindex=\"0\" aria-controls=\"gspb-accordion-item-content-gsbp-b973da1\"><h3 class=\"gs-accordion-item__heading\">Why is the post-retirement return lower?<\/h3><meta itemprop=\"name\" content=\"\u9000\u4f11\u5f8c\u5831\u916c\u7387\u70ba\u4ec0\u9ebc\u8f03\u4f4e\uff1f\"\/><span class=\"iconfortoggle\"><span class=\"gs-iconbefore\"><\/span><span class=\"gs-iconafter\"><\/span><\/span><\/div><div aria-labelledby=\"gs-trigger-gsbp-11d942a-1\" class=\"gs-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"gspb-accordion-item-content-gsbp-b973da1\" ><div class=\"gs-accordion-item__text\" itemprop=\"text\">\n<p>Most people shift to conservative asset allocation to reduce volatility risk, so expected returns usually drop.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-greenshift-blocks-accordionitem gs-accordion-item gspb_accordionitem-gsbp-2641cb6 gsopen\" id=\"gspb_accordionitem-gsbp-2641cb6\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div id=\"gs-trigger-gsbp-11d942a-2\" class=\"gs-accordion-item__title\" aria-expanded=\"true\" role=\"button\" tabindex=\"0\" aria-controls=\"gspb-accordion-item-content-gsbp-2641cb6\"><h3 class=\"gs-accordion-item__heading\">How to include Labor Insurance\/Pension?<\/h3><meta itemprop=\"name\" content=\"\u52de\u4fdd\u5e74\u91d1 \/ \u52de\u9000\u65b0\u5236\u600e\u9ebc\u7d0d\u5165\uff1f\"\/><span class=\"iconfortoggle\"><span class=\"gs-iconbefore\"><\/span><span class=\"gs-iconafter\"><\/span><\/span><\/div><div aria-labelledby=\"gs-trigger-gsbp-11d942a-2\" class=\"gs-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"gspb-accordion-item-content-gsbp-2641cb6\" ><div class=\"gs-accordion-item__text\" itemprop=\"text\">\n<p class=\"translation-block\">Treat their <strong>monthly receivable amount<\/strong> as a deduction from the \"Target Monthly Retirement Spending (Monthly Living Expenses)\".<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-greenshift-blocks-accordionitem gs-accordion-item gspb_accordionitem-gsbp-dae4bb5 gsopen\" id=\"gspb_accordionitem-gsbp-dae4bb5\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div id=\"gs-trigger-gsbp-11d942a-3\" class=\"gs-accordion-item__title\" aria-expanded=\"true\" role=\"button\" tabindex=\"0\" aria-controls=\"gspb-accordion-item-content-gsbp-dae4bb5\"><h3 class=\"gs-accordion-item__heading\">What if Nominal Return \u2264 Inflation?<\/h3><meta itemprop=\"name\" content=\"\u5982\u679c\u540d\u76ee\u5831\u916c \u2264 \u901a\u81a8\u6703\u600e\u6a23\uff1f\"\/><span class=\"iconfortoggle\"><span class=\"gs-iconbefore\"><\/span><span class=\"gs-iconafter\"><\/span><\/span><\/div><div aria-labelledby=\"gs-trigger-gsbp-11d942a-3\" class=\"gs-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"gspb-accordion-item-content-gsbp-dae4bb5\" ><div class=\"gs-accordion-item__text\" itemprop=\"text\">\n<p>Real return may be 0 or negative, requiring higher savings or a longer accumulation period to reach the goal.<\/p>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-greenshift-blocks-accordionitem gs-accordion-item gspb_accordionitem-gsbp-fd17caa gsopen\" id=\"gspb_accordionitem-gsbp-fd17caa\" itemscope itemprop=\"mainEntity\" itemtype=\"https:\/\/schema.org\/Question\"><div id=\"gs-trigger-gsbp-11d942a-4\" class=\"gs-accordion-item__title\" aria-expanded=\"true\" role=\"button\" tabindex=\"0\" aria-controls=\"gspb-accordion-item-content-gsbp-fd17caa\"><h3 class=\"gs-accordion-item__heading\">Is this tool investment advice?<\/h3><meta itemprop=\"name\" content=\"\u672c\u5de5\u5177\u662f\u5426\u7b49\u65bc\u6295\u8cc7\u5efa\u8b70\uff1f\"\/><span class=\"iconfortoggle\"><span class=\"gs-iconbefore\"><\/span><span class=\"gs-iconafter\"><\/span><\/span><\/div><div aria-labelledby=\"gs-trigger-gsbp-11d942a-4\" class=\"gs-accordion-item__content\" itemscope itemprop=\"acceptedAnswer\" itemtype=\"https:\/\/schema.org\/Answer\" id=\"gspb-accordion-item-content-gsbp-fd17caa\" ><div class=\"gs-accordion-item__text\" itemprop=\"text\">\n<p>No. This tool is for educational\/simulation purposes. Please adjust actual investments based on personal risk profiles and professional advice.<\/p>\n<\/div><\/div><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"disclaimer\">Risk Disclosure and Important Warnings<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"translation-block\">Market returns are <strong>not guaranteed<\/strong>; historical rules of thumb (like the 4% rule) are <strong>not future promises<\/strong>.<\/li>\n\n\n\n<li class=\"translation-block\">Calculation results are <strong>highly sensitive<\/strong> to assumptions (returns, inflation, life expectancy); please update the calculation periodically (at least annually).<\/li>\n\n\n\n<li>This tool is for educational purposes only and is not personalized investment advice or a guarantee of returns; please assess risks yourself and consult professionals.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"other-tools\">Related Tools<\/h2>\n\n\n\n<p>\ud83d\udc49 <strong>Compound Interest Calculator<\/strong>:<a href=\"https:\/\/www.quantsnote.com\/en\/compound-interest-calculator\/\">See the power and sensitivity of long-term compounding<\/a><\/p>\n\n\n\n<p>\ud83d\udc49 <strong>DCA Compound Interest<\/strong>:<a href=\"https:\/\/www.quantsnote.com\/en\/dca-compound-interest-calculator\/\">Evaluate the cumulative effect of monthly contributions<\/a><\/p>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Calculate your retirement fund precisely using the real rate of return. Input age, return, inflation, and expenses to instantly get your required monthly savings or affordable retirement spending, complete with practical adjustment suggestions and risk alerts.<br \/>\n\u9019\u500b\u9000\u4f11\u8a08\u7b97\u6a5f\u4ee5\u300c\u5be6\u8cea\u5831\u916c\u7387 (\u5df2\u6263\u9664\u901a\u81a8)\u300d\u70ba\u6838\u5fc3\uff0c\u8b93\u4f30\u7b97\u6578\u5b57\u80fd\u76f4\u63a5\u53cd\u6620\u4f60\u7684\u8cfc\u8cb7\u529b\u3002\u652f\u63f4\u5169\u7a2e\u6a21\u5f0f\uff1a1. \u4f30\u7b97\u70ba\u9054\u6210\u76ee\u6a19\u6240\u9700\u7684\u6bcf\u6708\u5132\u84c4\u984d 2. \u4f30\u7b97\u73fe\u6709\u689d\u4ef6\u53ef\u652f\u61c9\u7684\u9000\u4f11\u6708\u652f\u51fa<\/p>","protected":false},"author":1,"featured_media":13910,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_gspb_post_css":"#gspb_accordion-id-gsbp-11d942a .gs-accordion-item.gsclose>.gs-accordion-item__content{overflow:hidden;opacity:0}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item.gsopen>.gs-accordion-item__content{opacity:1;max-height:5000px}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title>.gs-accordion-item__heading{outline:0;text-decoration:none;margin:0!important;padding:0!important;flex-grow:1}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{z-index:1;margin:0;cursor:pointer;transition:all .3s ease-in-out;position:relative;display:flex;justify-content:space-between;align-items:center;flex-wrap:nowrap}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content{z-index:0;position:relative;max-height:0;will-change:max-height;transition:all .25s ease-out}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{background-color:#f9f9f9}@media (max-width:991.98px){#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{background-color:#f9f9f9}}@media (max-width:767.98px){#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{background-color:#f9f9f9}}@media (max-width:575.98px){#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{background-color:#f9f9f9}}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{border-style:solid;border-width:1px;border-color:var(--wp--preset--color--border, #00000012)}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content{background-color:#fff}@media (max-width:991.98px){#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content{background-color:#fff}}@media (max-width:767.98px){#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content{background-color:#fff}}@media (max-width:575.98px){#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content{background-color:#fff}}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content{border-color:var(--wp--preset--color--border, #00000012);border-style:solid;border-width:1px;border-top-color:#00000000}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title span.iconfortoggle{margin-left:15px;display:inline-block;height:14px;width:14px;position:relative}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item{margin-bottom:10px}#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__content>.gs-accordion-item__text,#gspb_accordion-id-gsbp-11d942a .gs-accordion-item>.gs-accordion-item__title{padding:15px 20px}.gs-accordion .gs-accordion-item.gsopen .gs-accordion-item__title .gs-iconafter{transform:rotate(0)}.gs-accordion .gs-accordion-item__title span.iconfortoggle .gs-iconafter,.gs-accordion .gs-accordion-item__title span.iconfortoggle .gs-iconbefore{content:'';width:14px;height:2px;border-radius:2px;background-color:#111;position:absolute;top:6px;left:0}.gs-accordion .gs-accordion-item__title span.iconfortoggle .gs-iconafter{transform:rotate(90deg);transition:all .3s ease-in-out}","_surecart_dashboard_logo_width":"180px","_surecart_dashboard_show_logo":true,"_surecart_dashboard_navigation_orders":true,"_surecart_dashboard_navigation_invoices":true,"_surecart_dashboard_navigation_subscriptions":true,"_surecart_dashboard_navigation_downloads":true,"_surecart_dashboard_navigation_billing":true,"_surecart_dashboard_navigation_account":true,"_kad_blocks_custom_css":"","_kad_blocks_head_custom_js":"","_kad_blocks_body_custom_js":"","_kad_blocks_footer_custom_js":"","footnotes":""},"categories":[254],"tags":[],"class_list":["post-13907","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-fin-tools"],"blocksy_meta":[],"taxonomy_info":{"category":[{"value":254,"label":"\u8ca1\u52d9\u5de5\u5177"}]},"featured_image_src_large":["https:\/\/www.quantsnote.com\/wp-content\/uploads\/2025\/09\/retirement-calculator.png",614,715,false],"author_info":{"display_name":"Steven Tseng","author_link":"https:\/\/www.quantsnote.com\/en\/author\/feng-yin\/"},"comment_info":0,"category_info":[{"term_id":254,"name":"\u8ca1\u52d9\u5de5\u5177","slug":"fin-tools","term_group":0,"term_taxonomy_id":254,"taxonomy":"category","description":"\u4fbf\u5229\u597d\u7528\u7684\u8ca1\u52d9\u5de5\u5177\uff0c\u53ef\u4ee5\u63d0\u4f9b\u5feb\u901f\u8a66\u7b97\u3001\u5b78\u7fd2\u4e86\u89e3\u751f\u6d3b\u4e2d\u5404\u7a2e\u8207\u8ca1\u52d9\u76f8\u95dc\u7684\u4e3b\u984c\uff0c\u5305\u542b\u8907\u5229\u8a08\u7b97\u6a5f\u3001\u5b9a\u671f\u5b9a\u984d\u8907\u5229\u8a08\u7b97\u6a5f\u7b49\u3002","parent":0,"count":9,"filter":"raw","cat_ID":254,"category_count":9,"category_description":"\u4fbf\u5229\u597d\u7528\u7684\u8ca1\u52d9\u5de5\u5177\uff0c\u53ef\u4ee5\u63d0\u4f9b\u5feb\u901f\u8a66\u7b97\u3001\u5b78\u7fd2\u4e86\u89e3\u751f\u6d3b\u4e2d\u5404\u7a2e\u8207\u8ca1\u52d9\u76f8\u95dc\u7684\u4e3b\u984c\uff0c\u5305\u542b\u8907\u5229\u8a08\u7b97\u6a5f\u3001\u5b9a\u671f\u5b9a\u984d\u8907\u5229\u8a08\u7b97\u6a5f\u7b49\u3002","cat_name":"\u8ca1\u52d9\u5de5\u5177","category_nicename":"fin-tools","category_parent":0}],"tag_info":false,"_links":{"self":[{"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/posts\/13907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/comments?post=13907"}],"version-history":[{"count":1,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/posts\/13907\/revisions"}],"predecessor-version":[{"id":16748,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/posts\/13907\/revisions\/16748"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/media\/13910"}],"wp:attachment":[{"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/media?parent=13907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/categories?post=13907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.quantsnote.com\/en\/wp-json\/wp\/v2\/tags?post=13907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}